Certificates of Deposits

If you are looking for higher yields and the widest range of terms, our CD opportunities are for you. Peoples State Bank offers a variety of products that will guarantee your earnings will go up, not down, a way to save for the future without the up and down worries of the market. Our convenient automatic renewal plan makes continual saving easy with no hassles. Compound your interest back into your CD or credit it to another account. Plus, all of our CDs are FDIC-insured so you know your investment will be safe. Either way, you win!

Features of our CDs:

• Low minimum deposits.
• Wide variety of terms available.
• Interest accrues from the first day of deposit.
• Automatically renewable. Bank rate at time of renewal will apply.
• Maturity notice mailed prior to maturity date on CD terms of more than one month.
• The interest compounding method we use is the same as the crediting frequency.
• Interest can be credited or paid annually, semi-annually or quarterly.
• If the certificate is $10,000.00 or more the interest can be paid monthly.
• Special maturities and rates on $100,000.00 and over may be available upon request.
• Request further information concerning early withdrawal penalties fees.

Please click on the following links or contact an Account Representative listed below for further information and current rates.