Agricultural Loans

ARM (Adjustable Rate Mortgage)

• Interest rates fixed for 1, 3, or 5 years with amortizations up to 20 years

10 Year Fixed Rate

• Initial 10 year fixed interest rate followed by a one year Adjustable Rate Mortgage
• Up to 20 year amortization

RFA (Rural Finance Authority) Real Estate Loans

• Fixed interest rates
• Beginning farmer
• Refinance allowed

WHEDA (Wisconsin Housing and Economic Development Authority)

• Purchase or improve land and buildings
• Purchase or improve machinery and equipment
• Purchase Inventory
• Beginning Farmer loans
• Fund permanent working capital
• Refinance existing debt at maturity
• Fund initial marketing expenses associated with making the product available to consumers.

Machinery Purchase

Livestock Purchases

Annual Operating Line of Credit

Farmer Mac:

• Fixed interest rate
• Monthly, semi-annual or annual payment schedules

FSA (Farm Service Agency) Guaranteed Loan Program