• Long term fixed interest rate
• Income limits apply
• Ideal for “First Time Home Buyers”
• Low or no down payment
• Purchase only
• No mortgage insurance required
• PSB retains servicing of loan

FHLMC (Freddie Mac)

• Long term fixed interest rate
• Purchases and refinances
• PSB retains servicing of loans

Farmer Mac (Rural residence)

• Long term fixed interest rate
• For property greater than 5 acres
• Farm buildings on property acceptable
• Purchases and refinances

WHEDA (Wisconsin Housing and Economic Development Authority)

• Low or no down payment
• Long term fixed interest rate
• First time homebuyers
• Home Improvement Loans
• Income limits apply

State of Wisconsin Veterans Loans

• Wisconsin Veterans Eligible
• Low down payment
• Low, fixed interest rates

ARM (Adjustable Rate Mortgage)

• Customized adjustment periods
• Long term amortization

Home Equity Line of Credit

• Interest rate based on New York prime plus % spread
• No annual fees
• Interest can be tax deductible

• Used for auto purchases, remodeling, educational costs, debt consolidation, etc.
• Interest may be tax deductible

Residential Fixed Rate

• More information available upon request

Residential Construction

• More information available upon request