Rates
Interest rate and APY may change after account is opened. APYs accurate as of 03/01/2013. Fees could reduce earnings. Rates and fees may change without notice. Rate = Interest Rate. APY = Annual Percentage Yield
| Balance | Rate | APY |
|---|
| Balances up to $10,000 | 2.50% | 2.53% |
| Balances over $10,000 | 0.15% | 2.53% - 0.37% |
| All balances if qualifications are not met | 0.01% | 0.01% |
To earn rewards, each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
- Have at least 1 direct deposit, or ACH auto debit post and settle
| Balance | Rate | APY |
|---|
| Balances up to $10,000 | 0.75% | 0.75% |
| Balances over $10,000 | 0.20% | 0.75% - 0.25% |
| All balances if qualifications are not met | 0.01% | 0.01% |
To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
- Have at least 1 direct deposit, or ACH auto debit post and settle
Checking Accounts
| Product | Minimum Required Opening Deposit | Balance Required to Earn Interest | Rate | APY |
|---|
| Express Checking with Interest | $1,000 | $1,000 - $9,999.99 | 0.05% | 0.00% - 0.05% |
|---|
| $10,000 - $24,999.99 | 0.10% | 0.09% - 0.10% |
| $25,000 - $49,999.99 | 0.15% | 0.10% - 0.12% |
| $50,000+ | 0.15% | 0.12% - 0.14% |
| Money Market Checking | $1,000 | $0 - $99,999.99 | 0.20% | 0.20% |
|---|
| $100,000+ | 0.25% | 0.25% |
Savings Accounts
| Product | Minimum Required Opening Deposit | Balance Required to Earn Interest | Rate | APY |
|---|
| Regular Savings | $25 | $0 - $100,000+ | 0.10% | 0.10% |
|---|
| Minor Savings | $0 | $0 - $100,000+ | 0.10% | 0.10% |
|---|
| IRA Savings | $25 | $0 - $100,000+ | 1.00% | 1.01% |
|---|
| HSA Savings | $25 | $0 - $19,999.99 | 0.15% | 0.15% |
|---|
| $20,000+ | 0.75% | 0.75% |
| Peoples Preferred Savings | $1,000 | $0 - $999.99 | 0.00% | 0.00% |
|---|
| $1,000 - $7,499.99 | 0.05% | 0.05% |
| $7,500 - $49,999.99 | 0.10% | 0.10% |
| $50,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000+ | 0.25% | 0.25% |
Certificates of Deposit (CDs)
| Certificate of Deposits (CDs) | (Add .10% for IRA CDs) |
|---|
| Term | Compound | Minimum Required Opening Deposit | Balance Required to Earn Interest | Rate | APY* |
|---|
| 1 Month | At Maturity | $2,500 | $2,500+ | 0.30% | 0.30% |
| 3 Month | At Maturity | $2,500 | $2,500+ | 0.30% | 0.30% |
| 6 Month | Quarterly | $2,500 | $2,500+ | 0.35% | 0.35% |
| 12 Month | Quarterly | $250 | $250+ | 0.50% | 0.50% |
| 24 Month | Quarterly | $250 | $250 - $34,999.99 | 0.70% | 0.70% |
| $35,000+ | 0.80% | 0.80% |
| 36 Month | Quarterly | $250 | $250+ | 0.90% | 0.90% |
| 48 Month | Quarterly | $250 | $250+ | 1.25% | 1.26% |
| 60 Month | Quarterly | $250 | $250+ | 1.50% | 1.51% |
The interest compounding method we use is the same as the crediting frequency. Interest can be credited or paid annually, semi-annually, or quarterly. If the certificate is $10,000.00 or more the interest can be paid monthly. Special maturities and rates on $100,000.00 and over may be available upon request. You may request further information concerning early withdrawal penalties, fees and terms applicable to the advertised accounts. The annual percentage yield is accurate as of effective date listed. Rates and fees may change without notice. Rate = Interest Rate. *APY = Annual Percentage Yield
