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Rates

Interest rate and APY may change after account is opened. APYs accurate as of 03/01/2013. Fees could reduce earnings. Rates and fees may change without notice. Rate = Interest Rate. APY = Annual Percentage Yield

Kasasa Cash*

BalanceRateAPY
Balances up to $10,0002.50%2.53%
Balances over $10,0000.15%2.53% - 0.37%
All balances if qualifications are not met0.01%0.01%

Qualifications

To earn rewards, each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

Kasasa Saver*

BalanceRateAPY
Balances up to $10,0000.75%0.75%
Balances over $10,0000.20%0.75% - 0.25%
All balances if qualifications are not met0.01%0.01%

Qualifications

To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

Checking Accounts

ProductMinimum Required Opening DepositBalance Required to Earn InterestRateAPY
Express Checking with Interest$1,000$1,000 - $9,999.990.05%0.00% - 0.05%
$10,000 - $24,999.990.05%0.05% - 0.05%
$25,000 - $99,999.990.10%0.05% - 0.09%
$100,000+0.15%0.09% - 0.15%
Money Market Checking$1,000$0 - $99,999.990.20%0.20%
$100,000+0.25%0.25%

Savings Accounts

ProductMinimum Required Opening DepositBalance Required to Earn InterestRateAPY
Regular Savings$25$0 - $100,000+0.10%0.10%
Minor Savings$0$0 - $100,000+0.10%0.10%
IRA Savings$25$0 - $100,000+1.00%1.01%
HSA Savings$25$0 - $19,999.990.15%0.15%
$20,000+0.75%0.75%
Peoples Preferred Savings$1,000$0 - $999.990.00%0.00%
$1,000 - $7,499.990.05%0.05%
$7,500 - $49,999.990.10%0.10%
$50,000 - $99,999.990.15%0.15%
$100,000+0.25%0.25%

Certificates of Deposit (CDs)

Certificate of Deposits (CDs)(Add .10% for IRA CDs)
TermCompoundMinimum Required Opening DepositBalance Required to Earn InterestRateAPY*
1 MonthAt Maturity$2,500$2,500+0.30%0.30%
3 MonthAt Maturity$2,500$2,500+0.30%0.30%
6 MonthQuarterly$2,500$2500 - $34,999.990.35%0.35%
$35,000+0.45%0.45%
12 MonthQuarterly$250$250+0.50%0.50%
24 MonthQuarterly$250$250 - $34,999.990.70%0.70%
$35,000+0.80%0.80%
36 MonthQuarterly$250$250+0.90%0.90%
48 MonthQuarterly$250$250+1.25%1.26%
60 MonthQuarterly$250$250+1.65%1.66%

The interest compounding method we use is the same as the crediting frequency. Interest can be credited or paid annually, semi-annually, or quarterly. If the certificate is $10,000.00 or more the interest can be paid monthly. Special rates on $100,000.00 and over may be available upon request. You may request further information concerning early withdrawal penalties, fees and terms applicable to the advertised accounts. The annual percentage yield is accurate as of effective date listed. Rates and fees may change without notice. Rate = Interest Rate. *APY = Annual Percentage Yield