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Rates

Interest rate and APY may change after account is opened. APYs accurate as of 03/01/2013. Fees could reduce earnings. Rates and fees may change without notice. APY = Annual Percentage Yield

Kasasa Cash*

Minimum Required Opening DepositBalanceInterest RateAPY
$25.00Balances up to $10,0002.50%2.53%
Balances Over $10,000.01 +0.15%2.53% - 0.37%
All balances if qualifications are not met0.01%0.01%

Qualifications

To earn rewards, each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

Kasasa Saver*

Minimum Required Opening DepositBalanceInterest RateAPY
$25.00

Balances up to $10,0000.75%0.75%
Balances over $10,000.01 +0.20%0.75% - 0.25%
All balances if qualifications are not met0.01%0.01%

Qualifications

To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

Checking Accounts

ProductMinimum Required Opening DepositBalance Required to Earn InterestInterest RateAPY
Express Checking with Interest$1000$0 - $999.990.00%0.00% - 0.00%
$1,000 - $7,499.990.05%0.00% - 0.04%
$7,500 - $49,999.990.05%0.04% - 0.05%
$50,000 - $99,999.990.10%0.05% - 0.07%
$100,000 - $249,999.990.15%0.07% - 0.12%
$250,000 +0.15%0.12% - 0.15%
Money Market Checking$1,000$0 - $2,499.990.20%0.20%
$2,500 - 9,999.990.20%0.20%
$10,000 - 24,999.990.20%0.20%
$25,000 - $49,999.990.20%0.20%
$50,000 - $99,999.990.20%0.20%
$100,000 +0.25%0.25%

Savings Accounts

ProductMinimum Required Opening DepositBalance Required to Earn InterestInterest RateAPY
Regular Savings$25$0 - $100,000+0.10%0.10%
Minor Savings$0$0 - $100,000+0.10%0.10%
IRA Savings$25$0 - $100,000+1.00%1.01%
HSA Savings$25$0 - $19,999.990.15%0.15%
$20,000+0.75%0.75%
Peoples Preferred Savings$1,000$0 - $999.990.00%0.00%
$1,000 - $7,499.990.05%0.05%
$7,500 - $49,999.990.10%0.10%
$50,000 - $99,999.990.15%0.15%
$100,000 - $249,999.990.25%0.25%
$250,000 +0.25%0.25%

Certificates of Deposit (CDs)

Certificate of Deposits (CDs)(Add .10% for IRA CDs)
TermCompoundMinimum Required Opening DepositBalance Required to Earn InterestRateAPY*
1 MonthAt Maturity$2,500$2,500+0.30%0.30%
3 MonthAt Maturity$2,500$2,500+0.30%0.30%
6 MonthQuarterly$2,500$2500 - $34,999.990.35%0.35%
$35,000+0.45%0.45%
12 MonthQuarterly$250$250 - $9,999.990.50%0.50%
$10,000 - $34,999.990.50%0.50%
$35,000 +0.50%0.50%
24 MonthQuarterly$250$250 - $9,999.990.70%0.70%
$10,000 - $34,999.990.70%0.70%
$35,000+0.80%0.80%
36 MonthQuarterly$250$250 - $9,999.990.90%0.90%
$10,000 - $34,999.990.90%0.90%
$35,000+0.90%0.90%
48 MonthQuarterly$250$250 - $9,999.991.25%1.26%
$10,000 - $34,999.991.25%1.26%
$35,000+1.25%1.26%
60 MonthQuarterly$250$250 - $9,999.991.65%1.66%
$10,000 - $34,999.991.65%1.66%
$35,000+1.65%1.66%

The interest compounding method we use is the same as the crediting frequency. Other crediting frequencies may be available upon request. A penalty may be imposed for early withdrawal. Special rates on $100,000.00 and over may be available upon request. You may request further information concerning early withdrawal penalties, fees and terms applicable to the advertised accounts. The annual percentage yield is accurate as of effective date listed. Rates and fees may change without notice. *APY = Annual Percentage Yield