Get paid to shop with free Kasasa Cash Back® checking. You'll enjoy 4.00% cash back on your everyday debit card purchases, up to $120 back per year ($10 per month).*
You'll also get refunds on ATM withdrawal fees, nationwide* — so you'll never have to worry about finding a free ATM. Link your account to a free Kasasa Saver® to make saving easy. Open your accounts online now!
• 4.00% cash back on debit card purchases*
o No category restrictions on purchases
o Cash back earned on up to $250 in purchases monthly
o Earn up to $120 cash back per year, $10 per month
• Nationwide ATM fee refunds (up to $20)*
• Can link to Kasasa Saver for more earnings
• No minimum balance to earn rewards
• No monthly service fee
• Unlimited check writing
• Kasasa Protect™ fraud protection available
• Free online banking & bill pay
• Free eStatements
• Free Visa® debit card
• $25 minimum deposit to open
View our current rates.
Qualifying for rewards is so easy, you're probably already doing it! To earn these rewards, simply do the following during the monthly qualification cycle:
• Have at least 15 debit card purchases post and settle
• Be enrolled and receive eStatement notice
• Be enrolled and log into online banking
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and nationwide ATM fee refunds the very next month.
*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact a bank service representative for additional information