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No risk — just reward. Choose your term to earn a guaranteed fixed rate. And guaranteed is always good for your bottom line.

Key Features

  • Competitive Interest
  • No Setup or Maintenance Fees
  • Fixed rates, higher than regular savings1
    • Receive higher rates by selecting a longer term
    • Special rates on amounts of $100,000 or more may be available upon request
    • Interest compounds and can be credited or paid either annually, semi-annually, or quarterly
  • A wide range of terms available (from 1 month to 60 months)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty2
  • Renews automatically upon maturity
    • Maturity notice mailed prior to maturity date on CD terms greater than one month
    • Subject to bank rate at time of renewal
  • $250 minimum deposit to open 12-month terms or longer
  • $2,500 minimum deposit to open 1-month, 3-month, or 6-month terms

1All rates are subject to change at Peoples State Bank's discretion.

21-12 month CDs = 3 months of interest. 24-60 month CDs = 6 months of interest.