No risk — just reward. Choose your term to earn a guaranteed fixed rate. And guaranteed is always good for your bottom line.
- Competitive Interest
- No Setup or Maintenance Fees
- Fixed rates, higher than regular savings1
- Receive higher rates by selecting a longer term
- Special rates on amounts of $100,000 or more may be available upon request
- Interest compounds and can be credited or paid either annually, semi-annually, or quarterly
- A wide range of terms available (from 1 month to 60 months)
- No setup or maintenance fees
- Early withdrawals subject to penalty2
- Renews automatically upon maturity
- Maturity notice mailed prior to maturity date on CD terms greater than one month
- Subject to bank rate at time of renewal
- $250 minimum deposit to open 12-month terms or longer
- $2,500 minimum deposit to open 1-month, 3-month, or 6-month terms
1All rates are subject to change at Peoples State Bank's discretion.
21-12 month CDs = 3 months of interest. 24-60 month CDs = 6 months of interest.