Skip to content

Put down roots with friendly guidance from local mortgage lenders. We’ve been helping people find their way home since 1925.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Refinancing Available
  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Flexible terms that work with your budget
  • A wide range of financing options available
  • Helpful lenders with working knowledge of the local real estate market
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

We want our customers to have more chances to make their dream of homeownership come true. Discover the different home buying programs available and the criteria that applies to each.

USDA Rural Housing

  • Income limits apply
  • Ideal for first-time homebuyers
  • Low to no down payment

FHLMC (Freddie Mac)

  • Long term fixed interest rate
  • Purchases and refinances
  • PSB retains servicing of loans

ARM (Adjustable Rate Mortgage)

  • Customized adjustment periods
  • Potentially cheaper for shorter terms
  • Long-term amortization

Residential Fixed Rate

  • Predictable payments for your entire term
  • Long-term amortization

Whether you're buying a fixer-upper or building from the ground up, we're always here to meet your home construction needs. We'll even transition you from the construction phase on over to permanent financing.

  • Competitive rates for construction of new home
  • Flexible terms that work with your budget
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed