Spend, enjoy cash back, and save

Take advantage of 4.00% cash back on debit card purchases and save effortlessly with Kasasa Saver®.

Benefits You’ll Love

  • Earn cash back on debit card purchases
  • Shop with the freedom of no category restrictions
  • Free checking with no monthly maintenance fees
  • Get ATM withdrawal fee refunds

^Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive  4.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact a bank service representative for additional information.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

CD Rates 8/27/2024

Term Balance to Earn APY Interest Rate APY

15 Month Special^

$10,000+ 4.17% 4.24%
1 Month $2,500+ 1.00% 1.00%
3 Months $2,500+ 1.15% 1.15%
6 Months $2,500 - $34,999.99 1.40% 1.41%
6 Months $35,000+ 1.50% 1.51%
12 Months $250 - $9,999.99 3.20% 3.24%
12 Months $10,000 - $34,999.99 3.40% 3.44%
12 Months $35,000+ 4.55% 4.63%
24 Months $250 - $9,999.99 3.55% 3.60%
24 Months $10,000 - $34,999.99 3.65% 3.70%
24 Months $35,000+ 4.00% 4.06%
36 Months $250 - $9,999.99 3.55% 3.60%
36 Months $10,000 - $34,999.99 3.65% 3.70%
36 Months $35,000+ 3.75% 3.80%
48 Months $250 - $9,999.99 2.80% 2.83%
48 Months $10,000 - $34,999.99 2.90% 2.93%
48 Months $35,000+ 3.00% 3.03%
60 Months $250 - $9,999.99 3.00% 3.03%
60 Months $10,000 - $34,999.99 3.10% 3.14%
60 Months $35,000+ 3.20% 3.24%

Certificates of Deposit (CDs)

Term Balance to Earn APY Interest Rate APY
       
1 Month $2,500+ 1.00% 1.00%
3 Months $2,500+ 1.15% 1.15%
6 Months $2,500 - $34,999.99 1.40% 1.41%
6 Months $35,000+ 1.50% 1.51%
12 Months $250 - $9,999.99 3.20% 3.24%
12 Months $10,000 - $34,999.99 3.40% 3.44%
12 Months $35,000+ 4.10% 4.16%
24 Months $250 - $9,999.99 3.30% 3.34%
24 Months $10,000 - $34,999.99 3.40% 3.44%
24 Months $35,000+ 3.50% 3.55%
36 Months $250 - $9,999.99 3.30% 3.34%
36 Months $10,000 - $34,999.99 3.40% 3.44%
36 Months $35,000+ 3.50% 3.55%
48 Months $250 - $9,999.99 2.80% 2.83%
48 Months $10,000 - $34,999.99 2.90% 2.93%
48 Months $35,000+ 3.00% 3.03%
60 Months $250 - $9,999.99 3.00% 3.03%
60 Months $10,000 - $34,999.99 3.10% 3.14%
60 Months $35,000+ 3.20% 3.24%

1 month & 3 month certificate terms compound at maturity; all other certificate terms compound quarterly. The interest compounding method we use is the same as the crediting frequency. Other crediting frequencies may be available upon request. For all certificate terms 6 months or less the minimum required opening deposit is $2,500; all other certificate terms have a minimum required opening deposit of $250. Special rates on $100,000.00 and over may be available upon request. A penalty may be imposed for early withdrawal. You may request further information concerning early withdrawal penalties, fees and terms applicable to the advertised accounts. The annual percentage yield is accurate as of effective date listed. Rates and fees may change without notice.

Express Checking with Interest

Minimum Required Opening Deposit Balance Required to Earn APY Interest Rate APY
$1,000 $0 - $999.99 0.00% 0.00%
$1,000 $1,000 - $7,499.99 0.15% 0.00% to 0.13%
$1,000 $7,500 - $49,999.99 0.25% 0.13% to 0.23%
$1,000 $50,000 - $99,999.99 0.35% 0.23% to 0.29%
$1,000 $100,000 - $249,999.99 0.45% 0.29% to 0.39%
$1,000 $250,000+ 0.50% 0.39% to 0.50%

Kasasa Cash*

Minimum Required Opening Deposit Balance Required to Earn APY Interest Rate APY
$25 $0 - $25,000 4.89% 5.00%
$25 $25,000.01+ 0.50% 5.00% to 1.40%
$25 Qualifications not met 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*

Minimum Required Opening Deposit Balance Required to Earn APY Interest Rate APY
$25 $0 - $25,000 1.00% 1.00%
$25 $25,000.01+ 0.50% 1.00% to 0.60%
$25 Qualifications not met 0.01% 0.01%

Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too.

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Money Market Checking

Minimum Required Opening Deposit Balance Required to Earn APY Interest Rate APY
$1,000 $0 - $2,499.99 0.00% 0.00%
$1,000 $2,500 -$9,999.99 0.20% 0.20%
$1,000 $10,000 - $24,999.99 0.30% 0.30%
$1,000 $25,000 - $49,999.99 0.40% 0.40%
$1,000 $50,000 - $99,999.99 0.50% 0.50%
$1,000 $100,000+ 0.60% 0.60%

Peoples Preferred Savings

Minimum Required Opening Deposit Balance Required to Earn APY Interest Rate APY
$1,000 $0 - $999.99 0.00% 0.00%
$1,000 $1,000 - $7,499.99 0.50% 0.50%
$1,000 $7,500 - $49,999.99 0.90% 0.90%
$1,000 $50,000 - $99,999.99 1.20% 1.21%
$1,000 $100,000 - $199,999.99 1.75% 1.75%
$1,000 $200,000 - $499,999.99 2.00% 2.02%
$1,000 $500,000 - $999,999.99 2.75% 2.79%
$1,000 $1,000,000 - $4,999,999.99 3.65% 3.71%
$1,000 $5,000,000+ 3.95% 4.02%

Savings Accounts

Account Minimum Required Opening Deposit Interest Rate APY
Regular Savings $25 0.65% 0.65%
Minor Savings $0 0.65% 0.65%
IRA Savings $25 1.65% 1.66%
HSA Savings ($0 - $19,999.99) $25 1.30% 1.31%
HSA Savings ($20,000+) $25 1.65% 1.66%
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