Government Loan Programs

• Competitively low rates for a wide range of agribusiness needs
• Specialty lending programs available, including:
  • FSA Guaranteed Loans
  • AgBMP Loans
  • RFA Loans
• Accommodating repayment options*
• Lenders with working knowledge of local agricultural standards
• Attentive service throughout the entire process
• Local decision-making and processing

*Contact an ag loan officer for further financing details.

RFA Basic Farm Loan Program

• Available for the purchase of farm real estate
• No loan maximum
• RFA participation: 45% of first mortgage to a maximum of $300,000
• Terms up to 20 years

RFA Restructure II Program

• Restructure of agricultural debt
• For farmers in good credit standing with trouble meeting cash flow due to adverse events
• RFA participation: 45% of first mortgage to a maximum of $400,000
• Terms up to 20 years

AgBMP Loans

• Financing solutions to restore or protect water quality
• Available to farmers, rural landowners, farm supply businesses
• Available for feedlot improvements, manure storage basins, spreading equipment, conservation tillage equipment, terraces, waterways, sediment basins, shore and river stabilization, septic systems, and more
• Maximum loan amounts of $100,000
• Terms up to 10 years
• 3% maximum rate*

FSA Guaranteed Loans

• Competitively low rates for people who need assistance starting, expanding, or owning a farm or ranch
• Available to farmers who may have trouble securing financing otherwise
• Accommodating repayment options**

*Lender may charge customary fees and require collateral. Borrower must meet lending criteria. Additional local limitations may apply.

**Contact an ag loan officer for further financing details.