Cultivate your operation with government-assisted financing, including RFA, FSA, and AgBMP Loans.
Key Features
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Competitive Rates
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Lower Down Payments
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Extended Terms
Details
- Competitively low rates for a wide range of agribusiness needs
- Specialty lending programs available, including:
- FSA Guaranteed Loans
- AgBMP Loans
- RFA Loans
- Accommodating repayment options*
- Lenders with working knowledge of local agricultural standards
- Attentive service throughout the entire process
- Local decision-making and processing
*Contact an ag loan officer for further financing details.
Loan Programs
RFA Basic Farm Loan Program
- Available for the purchase of farm real estate
- No loan maximum
- RFA participation: 45% of first mortgage to a maximum of $300,000
- Terms up to 20 years
RFA Restructure II Program
- Restructure of agricultural debt
- For farmers in good credit standing with trouble meeting cash flow due to adverse events
- RFA participation: 45% of first mortgage to a maximum of $400,000
- Terms up to 20 years
AgBMP Loans
- Financing solutions to restore or protect water quality
- Available to farmers, rural landowners, farm supply businesses
- Available for feedlot improvements, manure storage basins, spreading equipment, conservation tillage equipment, terraces, waterways, sediment basins, shore and river stabilization, septic systems, and more
- Maximum loan amounts of $100,000
- Terms up to 10 years
- 3% maximum rate*
FSA Guaranteed Loans
- Competitively low rates for people who need assistance starting, expanding, or owning a farm or ranch
- Available to farmers who may have trouble securing financing otherwise
- Accommodating repayment options**
*Lender may charge customary fees and require collateral. Borrower must meet lending criteria. Additional local limitations may apply.
**Contact an ag loan officer for further financing details.