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Cultivate your operation with government-assisted financing, including RFA, FSA, and AgBMP Loans.

Key Features

  • Competitive Rates
  • Lower Down Payments
  • Extended Terms
  • Competitively low rates for a wide range of agribusiness needs
  • Specialty lending programs available, including:
    • FSA Guaranteed Loans
    • AgBMP Loans
    • RFA Loans
  • Accommodating repayment options*
  • Lenders with working knowledge of local agricultural standards
  • Attentive service throughout the entire process
  • Local decision-making and processing

*Contact an ag loan officer for further financing details.

RFA Basic Farm Loan Program

  • Available for the purchase of farm real estate
  • No loan maximum
  • RFA participation: 45% of first mortgage to a maximum of $300,000
  • Terms up to 20 years

RFA Restructure II Program

  • Restructure of agricultural debt
  • For farmers in good credit standing with trouble meeting cash flow due to adverse events
  • RFA participation: 45% of first mortgage to a maximum of $400,000
  • Terms up to 20 years

AgBMP Loans

  • Financing solutions to restore or protect water quality
  • Available to farmers, rural landowners, farm supply businesses
  • Available for feedlot improvements, manure storage basins, spreading equipment, conservation tillage equipment, terraces, waterways, sediment basins, shore and river stabilization, septic systems, and more
  • Maximum loan amounts of $100,000
  • Terms up to 10 years
  • 3% maximum rate*

FSA Guaranteed Loans

  • Competitively low rates for people who need assistance starting, expanding, or owning a farm or ranch
  • Available to farmers who may have trouble securing financing otherwise
  • Accommodating repayment options**

*Lender may charge customary fees and require collateral. Borrower must meet lending criteria. Additional local limitations may apply.

**Contact an ag loan officer for further financing details.