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Get your small business up and running with help from a community institution that’s been there before.

Key Features

  • Competitive Rates
  • Lower Down Payments
  • Extended Terms
  • Available to qualifying small businesses for a wide range of business needs
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment/inventory purchase
    • Working capital
    • And more
  • Several financing options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Local decision-making and processing
  • Attentive, friendly service from start to finish 

*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.

Express Loans

  • Can be up to $350,000
  • Reduced number of government mandated forms and procedures
  • The only program that allows revolving lines of credit
  • Streamlined processing

Low Doc Loans

  • Can be up to $150,000
  • Reduced paperwork
  • Streamlined approval process 

7(a) Loans

  • Can be up to $2,000,000
  • Minimum loan limit of $350,000
  • Repayment terms based on loan purpose
  • Streamlined processing 

SBA 504 Loans

  • Typically, below-market 10- and 20-year fixed rates
  • Up to 90% financing on real-estate, equipment, furniture, and fixtures